Honest Mortgage, Inc.

Educational Videos

These 4 videos (1 video has 2 parts) will explain why our rates are low, and how to shop for and compare quotes from different companies. Additionally, learn how to verify if we (or any other company) are properly licensed or not. Finally, learn the basics of the pre-qualification process.

Additional videos to come soon. We're thinking to cover rental income, self-employed income, FHA & VA loans, and how to use a concurrent HELOC to purchase your new home before selling your current home. Feel free to e-mail suggestions on anything you'd like to see.

About Us

We are a wholesale broker representing a variety of lenders offering low rates and creative financing options. We offer Conventional, FHA, VA, USDA, and Non-QM loans for both purchase and refinance transactions in a 1st lien position. We also do HELOCs (home equity line of credit) in a 2nd lien position. Common Non-QM loan products include bank statements in lieu of tax returns, DSCR (debt service coverage ratio), and assets-as-income.

We offer financing on condominiums, townhouses, single family homes and up to 29 unit multi-family homes. We currently do not offer financing on manufactured housing or construction loans.

5 Years of Experience

Meet the Team

Joshua Bassan

Founder

I moved to greater Omaha, NE on June 1, 2021 from Northern Virginia. I worked remotely for my cousin Samuel Bassan’s company, Innovative Mortgage Group in Lakewood, CO, from February 2016 through December 2018, and again since February 2020.

Honest Mortgage, Inc. is my own company, but please look up the online reviews (mostly Google, but also Yelp , Lending Tree, and Redfin) for Innovative Mortgage Group in Lakewood, CO. Plenty of them mention me specifically, and my cousin Sam and I have worked hard to build a good reputation. Now that I have at least one review of my own, please see my Yelp page as well.

To continue my personal history: I had moved to Washington, DC in 2001 to attend Georgetown University, earning a BA in Chinese, and then hopped the Potomac River to live in Virginia upon graduation in 2005. I was born and raised in the 50th State, on an orange orchard on the island of Hawaii. As I spent my adult life on the mainland and got more familiar with the regional differences, I found myself drawn to the Midwest. I read great things about Omaha specifically and visited in January before deciding to move. I’m very excited to be here now, and look forward to staying for some time to come!

Pull my own Credit

This is only if you want to pay about $30 to see your own credit report immediately. This is a hard pull, so it will affect your credit scores. If you would like us to pay the fee to pull your credit (if you close a loan with us, the fee will be charged to you at closing), whether a soft pull for prequalification purposes only, or a hard pull, please click the Secure Loan Application tab and fill out a complete application.

Click here to pull your own credit.

Welcome to Honest Mortgage, Inc.